Insurance providers see an unoccupied home as a risk than a property with people living in it. It is because of the risk factors like vandalism, water damage or break-in. In order to protect your empty property, you need to go for an empty house insurance policy. If you fail to tell your insurance provider about your empty property you will run the risk of invalidating your home insurance policy. House insurance for an empty property is to cover the risk of loss attached with the property lying unoccupied. This is when empty house insurance gets into the picture. What if You Fail To Hire An Insurance Provider? If you fail to hire an insurance provider for an empty property, you are going to risk validating your home. You need to make a claim in order to protect your empty property. If you are too late in this, your insurance provider may refuse to to pay it Does House Insurance For Empty Property Is For Rental Properties Also? Insurance is similar to Home Insurance but it is design